EXECUTIVE / 2026

Ricardo
Abreu

FinTech Executive orchestrating digital payment transformation and regulatory excellence. Building compliant, scalable financial infrastructure from concept to scale.

Available for work

Canary Wharf, London

CURRENTLY

Available for Opportunities

Board-Ready Executive & Advisor

Contract Completed: Q4 2025

KEY EXPERTISE

FCA AuthorisationPayment SystemsBankingRegulatoryFinTechBlockchainLeadership

Book a 1:1 Session

Limited availability this month

Bring your idea, challenge, or decision. I'll help you unpack it, simplify it, and find the clearest next step. These sessions are ideal when you want experienced guidance, a different angle, or a quick push in the right direction.

20 Minute Discovery Call

IN ACTION

Fully energised, inspired by great mentors, motivated and ready to lead and overcome challenges.

Embracing Dubai's fast business rhythm, with productive meetings at DIFC/DFSA and DMCC.

At the 2024 Fintech Awards, surrounded by outstanding industry peers.

A memorable moment with Group CEO & MLRO after a successful EMI licence application with the FCA, license granted in 2025.

A cherished keepsake from leading as CPO a WEB3 team that raised twenty million dollars in a 2018 IDO.

Executive Experience

2009 — 2025

2024 - 2025

Managing Director, UK & UAE

Globus Payments

FCA EMI authorisation in 12 months. Led banking partnerships (Visa, Mastercard), regulatory frameworks, and international expansion. Contract completed October 2025.

→ Delivered FCA E-Money Institution licensing & platform architecture

FCABankingComplianceStrategy

2022 - 2023

Chief Product Officer

Altery Payments

Transformed dormant company into global EMI challenger with 40+ country presence. Forged Tier 1 bank & card network partnerships.

→ Rebranding, re-licensing, multi-jurisdiction regulatory roadmap

EMIPartnershipsBlockchainGTM

2021

Chief Product Officer

ePayments

Led remediation of 60,000+ customers under FCA oversight. Overhauled AML/KYC processes, restored regulatory confidence.

→ Crisis management & regulatory remediation programme success

ComplianceCrisisRemediationFCA

2019

Chief Product Officer

Bank Account Based Blockchain

Built blockchain-powered banking platform with biometrics and AI. Scaled product teams 50+ across Europe, MENA, CIS.

→ Launched one of first blockchain banking solutions with Class B licence applications

BlockchainBankingAILeadership

2018

Programme & Innovation Director

Fjord / Accenture Interactive

Led global digital transformation for Fortune 500 clients on €1bn+ multi-year programmes. Scaled PM teams and innovation projects across financial services and public sectors.

→ Directed €1bn+ ENGIE innovation programme across 5 global regions

Digital TransformationLeadershipInnovationStrategy